How Many Avios Will I Earn A Year Through Credit Card Spend?

If you’ve been looking into point collecting and in particular Avios you might be wondering how many Avios you can earn in a year via your credit card. After all, you don’t want to spend 5 years collecting for a return flight to Europe right? In this post, we are going to take a look at how many Avios you can realistically earn in a year with your spending levels…

So how many Avios can I earn?

The amount you earn will obviously vary depending on which card you use, any special offers on your spending, and how much you spend. Below we are going to take a look at what someone who spends £50, £100, £200, £250 or £500 a week could earn. All the cards below are featured on our how to choose the best Avios credit card post. If the card doesn’t earn Avios directly we have assumed you will convert the point type you earn into Avios. The amounts below also assume that all your spending is on ‘general’ items and not eligible for any bonuses.

This is my experience using the points system and is not a recommendation of any financial product. There are other credit cards which can earn you travel points including the Miles & More Credit Card & Virgin Atlantic credit card. If you use one of my referral links to an American Express card upon you being accepted I will receive points, this varies between 9,000 – 18,000 depending on the card I refer you from.

To get a referral (for bonus points) go here – https://pointsuncovered.com/amex-referral-link-uk/

£50 a week

Someone spending £50 a week could earn the following…

HSBC Premier World Elite Mastercard (£195 annual fee) – 50 Avios a week, 2600 Avios a year
American Express Platinum Charge Card (£575 annual fee) – 50 Avios a week, 2600 Avios a year
British Airways American Express Premium Plus Card (£195 annual fee) – 75 Avios a week, 3900 Avios a year
American Express Preferred Rewards Gold Credit Card (First year free normally £140 annual fee) – 50 Avios a week, 2600 Avios a year
Marriott Bonvoy American Express Card (£75 annual fee) – 33 Avios a week, 1716 Avios a year
The American Express Rewards Credit Card (No annual fee) – 50 Avios a week, 2600 Avios a year
British Airways American Express Credit Card (No annual fee) – 50 Avios a week, 2600 Avios a year
IHG Rewards Club Mastercard (No annual fee) – 10 Avios a week, 520 Avios a year
HSBC Premier Mastercard (No annual fee) – 25 Avios a week, 1300 Avios a year

£100 a week

Someone spending £100 a week could earn the following…

HSBC Premier World Elite Mastercard (£195 annual fee) – 100 Avios a week, 5200 Avios a year
American Express Platinum Charge Card (£575 annual fee) – 100 Avios a week, 5200 Avios a year
British Airways American Express Premium Plus Card (£195 annual fee) – 150 Avios a week, 7800 Avios a year
American Express Preferred Rewards Gold Credit Card (First year free normally £140 annual fee) – 100 Avios a week, 5200 Avios a year
Marriott Bonvoy American Express Card (£75 annual fee) – 66 Avios a week, 3432 Avios a year
The American Express Rewards Credit Card (No annual fee) – 100 Avios a week, 5200 Avios a year
British Airways American Express Credit Card (No annual fee) – 100 Avios a week, 5200 Avios a year
IHG Rewards Club Mastercard (No annual fee) – 20 Avios a week, 1040 Avios a year
HSBC Premier Mastercard (No annual fee) – 50 Avios a week, 2600 Avios a year

£200 a week

Someone spending £200 a week could earn the following…

HSBC Premier World Elite Mastercard (£195 annual fee) – 200 Avios a week, 10400 Avios a year
American Express Platinum Charge Card (£575 annual fee) – 200 Avios a week, 10400 Avios a year
British Airways American Express Premium Plus Card (£195 annual fee) – 300 Avios a week, 15600 Avios a year
American Express Preferred Rewards Gold Credit Card (First year free normally £140 annual fee) – 200 Avios a week, 10400 Avios a year
Marriott Bonvoy American Express Card (£75 annual fee) – 132 Avios a week, 6864 Avios a year
The American Express Rewards Credit Card (No annual fee) – 200 Avios a week, 10400 Avios a year
British Airways American Express Credit Card (No annual fee) – 200 Avios a week, 10400 Avios a year
IHG Rewards Club Mastercard (No annual fee) – 40 Avios a week, 2080 Avios a year
HSBC Premier Mastercard (No annual fee) – 100 Avios a week, 5200 Avios a year

£250 a week

Someone spending £250 a week could earn the following…

HSBC Premier World Elite Mastercard (£195 annual fee) – 250 Avios a week, 13000 Avios a year
American Express Platinum Charge Card (£575 annual fee) – 250 Avios a week, 13000 Avios a year
British Airways American Express Premium Plus Card (£195 annual fee) – 375 Avios a week, 19500 Avios a year
American Express Preferred Rewards Gold Credit Card (First year free normally £140 annual fee) – 250 Avios a week, 13000 Avios a year
Marriott Bonvoy American Express Card (£75 annual fee) – 165 Avios a week, 8580 Avios a year
The American Express Rewards Credit Card (No annual fee) – 250 Avios a week, 13000 Avios a year
British Airways American Express Credit Card (No annual fee) – 250 Avios a week, 13000 Avios a year
IHG Rewards Club Mastercard (No annual fee) – 50 Avios a week, 2600 Avios a year
HSBC Premier Mastercard (No annual fee) – 125 Avios a week, 6500 Avios a year

£500 a week

Someone spending £500 a week could earn the following…

HSBC Premier World Elite Mastercard (£195 annual fee) – 500 Avios a week, 26000 Avios a year
American Express Platinum Charge Card (£575 annual fee) – 500 Avios a week, 26000 Avios a year
British Airways American Express Premium Plus Card (£195 annual fee) – 750 Avios a week, 39000 Avios a year
American Express Preferred Rewards Gold Credit Card (First year free normally £140 annual fee) – 500 Avios a week, 26000 Avios a year
Marriott Bonvoy American Express Card (£75 annual fee) – 330 Avios a week, 17160 Avios a year
The American Express Rewards Credit Card (No annual fee) – 500 Avios a week, 26000 Avios a year
British Airways American Express Credit Card (No annual fee) – 500 Avios a week, 26000 Avios a year
IHG Rewards Club Mastercard (No annual fee) – 100 Avios a week, 5200 Avios a year
HSBC Premier Mastercard (No annual fee) – 250 Avios a week, 13000 Avios a year

Interesting things to note…

At £200 a week (spend 10k in a year) you will earn a 2-4-1 voucher with the British Airways American Express Premium Plus Card (£195 annual fee). This is in effect a buy one get one free Avios voucher (taxes + fees still due) doubling the value of your Avios.

At £500 a week (spend 15k in a year) you will earn a 15000 points bonus with the American Express Preferred Rewards Gold Credit Card (First year free normally £140 annual fee). This would put your points at 41,000 compared to the 39000 on the BA Premium Card BUT you wouldn’t have a 2-4-1 voucher.

At £500 a week (spend 20k in a year) you will earn a 2-4-1 voucher with the British Airways American Express Credit Card (No annual fee). This is in effect a buy one get one free Avios voucher (taxes + fees still due) doubling the value of your Avios.

Many of these cards come with a sign-up bonus (see below) that may change which card earns you the most points for the first year.

Are there any other ways I can earn more Avios?

Did you know you can earn additional Avios on your petrol spend & by shopping at Sainsbury’s or through the BA eStore & Topcashback?

In addition to this, a lot of these cards mentioned above have generous sign-up bonuses! Make sure you check your eligibility before applying. We have an article here on how to maximise your sign-up bonuses – https://pointsuncovered.com/american-express/fast-track-yourself-to-2000000-avios-points/. Alongside this American Express cards have the ability to refer friends for extra bonus points. The amount varies depending on the card you hold, if you are looking for a referral yourself for bonus points see our page here – https://pointsuncovered.com/amex-referral-link-uk/

Conclusion

As you can see the points you earn can quickly mount up depending on your spending habits! Make sure you take advantage of all the additional ways of earning Avios and the sign-up and referral bonuses and you’ll be jetting off somewhere sunny very soon!