BA Part Pay or a discount code on the same fare: how the Avios earning base changes the maths
BA awards Avios on the full fare when you use Part Pay, but on the discounted price when you use a code. This guide gives one formula and two hypothetical side-by-sides to show when that difference changes the decision.
Paying an insurance premium on a new Barclaycard Avios card: check the limit and refund rules first
A big insurance premium can help you reach the Barclaycard Avios £1,000 target. Barclaycard's credit-limit and refund rules can undo that, so check your headroom and plan backup spending.
Keeping BA Club Avios from expiring by collecting, with no booking or purchase
BA says Avios don't expire if you collect, use or purchase at least one every 36 months. Here are the collecting routes BA itself names, which suit a non-traveller, and a dated self-check with a buffer.
Hilton Honors points pooling limits: check each move against the yearly caps first
Hilton's terms cap points sent at 500,000 and received at 2,000,000 a year, with pooling and transfers counted together. Transaction counts are kept separately, and new accounts must wait before taking part. Here is how to check each move before…
Missing Amex Offer credit: work out your chase date from purchase and end dates
Amex's three credit-timing windows each start from a different event. Here is how to date them for a single-purchase or cumulative offer, the checks to run, and when Amex says to call.
Buying Avios in a sale: how to work out your break-even price per Avios before you buy
Your break-even price per Avios comes from the trip you plan to book: the cash fare minus the reward booking's cash charges, divided by the Avios needed. Buy in a sale only if the real post-bonus price is at or…
ALL Accor+ 15% rate at UK and European hotels: check whether it beats the free member rate and any sale rate before you count a saving
Accor describes the ALL Accor+ rate as 15% off the public price and says it can't be combined with sale rates. Here's how to compare it with the free member rate and any sale rate on your own screen, and…
First BA reward flight within Europe: check whether you’re likely to qualify for Reward Flight Saver and confirm it on screen before choosing an Avios-and-cash option
BA's published Reward Flight Saver condition is having collected Avios in the past 12 months. Here's how to check your earning history against it, why the booking screen is the confirmation, and how to price each Avios-and-cash option against the…
The monthly break-even for a fee-charging points debit card: how much non-Amex spend it needs before its points cover the fee
A fee-charging points debit card breaks even when monthly spend reaches fee ÷ (points per £ × your value per point in £). Using hypothetical figures, this guide shows how sharply the answer moves with your valuation, how to count…
Amex Platinum and the planned Priority Pass cap: how to decide whether the card still earns its fee for you
From 2028, Amex UK Platinum plans to cap Priority Pass at 20 visits for the main Cardmember and 10 for a supplementary, unless the account spends £30,000 in 2027. How to count your entries, weigh the spend route and run…
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