Break-even Archives - Points Uncovered

Earning Points

The monthly break-even for a fee-charging points debit card: how much non-Amex spend it needs before its points cover the fee

November 4, 2026 /

A fee-charging points debit card breaks even when monthly spend reaches fee ÷ (points per £ × your value per point in £). Using hypothetical figures, this guide shows how sharply the answer moves with your valuation, how to count…

By Points Uncovered

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